Showing posts from April, 2018

Flat to Negative Market Returns

Year to date the S&P 500 is slightly negative for the year closing  at 2669 last Friday versus 2695 January 2.  Ugh.  So disappointing after 2017's steady climb.  But just because the market is flat to down on the year doesn't mean I've stopped investing.  I've kept up my program of regular investments in index funds while telling myself that that I am saving for twenty to thirty years for now-not today or tomorrow-and that the day to day fluctuations of the market don't matter.  And since the market goes up over the long haul I'm actually buying shares more cheaply than I would be in a steadily rising market. I know all of this but it's still disheartening not to see much progress in my account. Or even seeing my balance drop immediately after contributing.   Boo! I feel like my savings have been hovering at the same level plus or minus two to three thousand dollars forever!  I was hoping that earnings season would help the market get out of its rut